More informed. Less exposed.

The credit intelligence platform built for regulated businesses.

viewthru /
Credit searches
Identity verification (IDV)
AML & KYC
Open banking
Bank account verification
PEPs & sanctions screening
Address & residency verification
Credit searches
Identity verification (IDV)

For CMCs, law firms, lenders and credit brokers. The full picture of who you're dealing with. Credit data, identity verification, AML checks and open banking in one place. Qualify faster, decide smarter, stay compliant without the overhead.

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Welcome, MarilynYour screening overview for today
Checks this week
1,284↗ +18%
vs last week
Pass rate
96.2%↗ +2.1%
vs last week
Avg. response
380ms↘ -40ms
across all bureaus
Active clients
214↗ +6
this month
Checks by type
Credit searches46%
Identity (IDV)32%
AML & KYC22%
Smart insight

3 clients are flagged for manual review this morning.

Recent activity
S. MitchellCredit searchClear2m
J. OkaforAML screeningClear18m
L. HartOpen bankingReview1h
Next in queue
Sarah MitchellC-90112 · Credit + IDV
Pending
Quick actions
+ New check ↗ Export ✎ Invite
FCA regulated
Reliable
Ready to integrate

Features

A clearer picture.

Credit searches across multiple bureaus

Credit searches across multiple bureaus

Get a more complete view of any individual's credit history in a single call. ViewThru queries multiple credit reference agencies and returns a consolidated, deduplicated report. Nothing gets missed and nothing gets counted twice.

Identity verification

Identity verification (IDV)

Verify who your customers are before they enter your pipeline. Biometric document checks, liveness detection and digital ID verification. Fast enough to not slow your onboarding, rigorous enough to satisfy your compliance team.

AML and KYC screening

AML & KYC screening

Screen against PEPs lists, sanctions databases, adverse media and mortality records in real time. Stay compliant with FCA and SRA obligations without adding manual overhead. Every check is logged, timestamped and audit-ready.

Open banking

Open banking

Access verified income, spending patterns and affordability data directly from your customer's bank, with their consent. Faster, more accurate affordability assessments with no manual document chasing.

Bank account verification

Bank account verification

Confirm that a bank account exists, is active and belongs to the person you think it does. Reduce fraud at source. Cut failed payments before they happen.

People

Software you can use.
People you can call.

ViewThru isn't a black box. It's a platform built by people who've worked in regulated industries, understand the pressure you're under, and are available when something matters. That means a clean, intuitive dashboard your ops team can navigate without a manual. It means an API your developers won't need to reverse-engineer. And it means a real support team you can talk to.

Integration

Up and running in days.
Not weeks.

ViewThru is designed to fit into your existing tech stack without a major project. Clean API documentation. Flexible parameters. A sandbox environment to test in before you go live. And a team that's actually available to help if you hit a snag.

Competitive per-check pricing

No lengthy contracts to start

If your dev team has questions, ours will answer them

credit-search.sh · ViewThru API
# run a credit search against a verified user
curl -X POST \
"https://credit-api.affiliatech.co.uk/v1/credit-search" \
-H "Content-Type: application/json" \
-H "X-API-KEY: $VT_API_KEY" \
-d '{
"verification_id": "123e4567-e89b-12d3-a456-426614174000",
"client_reference": "your-reference-123"
}'
 
# response
{
"affiliatech_reference": "69b9234f-bc54-4287-b6c0-3379ecca1147",
"verified_user": 1,
"search_name": "John Smith",
"name_variations_found": false,
"total_claims": 3,
"total_claims_shared": 3,
"bureaus_searched": [{ "bureau_name": "TransUnion" }],
"claims": [{ "lender_name": "Example Motor Finance Ltd" }]
}

Good questions.
Straight answers.

The things people usually want to know
before they bring ViewThru into their business.

ViewThru brings credit data, identity verification, AML & KYC checks and open banking together in one platform. Instead of juggling multiple providers, you run every check from a single place and get one clear picture of who you're dealing with, in minutes rather than days.

Claims management companies, law firms, lenders, credit brokers and other regulated businesses that need to qualify clients quickly while staying compliant. If your team runs credit searches, identity checks or AML screening as part of onboarding, ViewThru was designed for you.

Credit searches, identity verification (IDV), AML & KYC, open banking, bank account verification, PEPs & sanctions screening, and address & residency verification. Every check is available individually or combined into a single client report.

No. ViewThru uses soft searches for qualification, which are visible to the individual but invisible to other lenders and have no impact on their credit score.

Yes. ViewThru operates as an FCA appointed representative, and every check runs on a clear lawful basis with full consumer consent captured and auditable. Data is encrypted in transit and at rest, and processed in line with UK GDPR.

Most teams are live within days. Integrate our API into your own systems and workflows when you're ready to automate. It's straightforward to implement, with personalised documentation within the customer portal. Need help? Our Devs are on hand to support you, but you won't need them.

Insights & updates.

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Ready to see a clearer picture?